Ready to receive a Cash Offer for Your House in the Houston Area? Give Us A Call Today: (281) 519-2040

Frequently Asked Questions

We've got answers to all of your questions about getting you cash fast for your house.

Every time someone is selling a house, it’s a unique and personal transaction. We’ve helped many homeowners get the solution that fits their specific needs.

Who typically sells houses to Jan Offers Cash?

People from all walks of life sell to us, but they all share one thing in common: They want to sell a house quickly, to a trusted home buyer who can make a cash offer and close on their terms.
Here are just some of the reasons people sell to us:
- Need to sell an inherited property quickly
- Want to unload a rental property with problem renters
- Relocating or job transfer
- Going through a divorce
- Falling behind on mortgage payments and facing possible foreclosure
- Not wanting to deal with a structural or repair issues
- Simply moving, but not wanting to mess with repairs, painting, or cleaning.…and more

Don't see your reason above? No worries, feel free to reach out to us at 281-519-2040 or just fill out a form We understand your time is important so we'll get in contact with you ASAP!

What exactly is an 'AS-IS' condition cash offer?

The phrase ‘AS-IS’ lets sellers know that we are willing to buy houses that are either in poor condition or, for one reason or another, might not be attractive to all buyers.

This includes some of the following reasons:
- Houses with serious structural issues such as foundation, roof, plumbing, or electrical problems
- Houses located in less than desirable or high-crime neighborhoods
- Houses that are located in flood plain or in areas prone to the effects of weather
- Houses with high-interest rates or undesirable mortgage financing
- Houses with payments or balances that are too high for the owner to handle
- Houses that have bad memories for the homeowner, such as a death, divorce, or tragedy
- Houses that no longer serve the needs of the homeowner — too big, too small, inconvenient location, and so on

What if my house doesn't need that much work?

We’d still like to hear from you. Our buyers are interested in any houses that might be good investments, regardless of condition. Whether your house needs a lot of work or just a little, call us.

How does the house buying process work?

We follow a quick and simple process that makes things easy for sellers:

Give us a little information about your house. You can do this by calling us at 281-519-2040, or by using the contact form on this website. GET A CASH OFFER.

Our team will contact you to arrange a visit. A team member will answer any questions you have about Jan Offers Cash and evaluate the condition of your house.

If buying makes sense from an investment standpoint, you’ll get a cash offer for your house. CLOSE ON YOUR TERMS. You are under no obligation to accept the cash offer.

But if you do, we’ll set up a closing time that works for you, so you can get your cash and move on as quickly as you wish.

Will you pay market value for my house?

At Jan Offers Cash we are real estate investors. Our organization invest time and money to renovate houses and make money once the house is back on the market. After answering your question and evaluating the condition of your house, our team will make a fair, no-obligation cash offer that is based on the expected market value of your house after a full renovation, discounting the renovation time and costs.

While we buy at a discount, selling to Jan Offers Cash provides a number of benefits to the seller. These include the following:
- There’s no need to deal with realtors or realtor commissions. We cover normal closing costs. We pay cash — so there are never delays from banks, and deals don’t fall through because of financing. We buy “as is,” so you don’t have to worry about repairs or cleanup.

We close on your schedule when you’re ready. If you’re in a rush, we can close in as little as three weeks, so you can move on.

How do you determine the cash offer you'll make for my home?

We have estimating a property down to a science. Before making you an offer, the team member helping you in your market will evaluate a number of factors, including the following:
- The current condition of your house
- The approximate cost of repairs and renovations required
- The amount of time it will take to renovate your house
- The future “post-renovation” value of your house, compared to other homes in the area
- The amount of real estate commissions required to sell your home after renovation
- The cost of maintaining the house until it’s ready to sell, including insurance, utilities, taxes, loan payments, and more
- The estimated future “post-renovation” value of your renovated house, minus these costs, helps us arrive at the cash offer that we make.

Why wait, get a CASH OFFER NOW.

Do you buy condos and other types of homes?

Yes. We buy condos, townhouses, duplexes, multi-tenant buildings, land, and even some commercial properties as well.

Do you buy mobile homes?

Depends. If you own the land that your mobile home is placed, we can definitely make that work. If you happen to rent the land which your mobile home resides, we do not make offers on those.

Do you charge a fee for visiting my house and making an offer?

Absolutely not. We do this entirely at no charge.

Am I under any obligation at all if I request a cash offer or arrange a visit?

No. Visiting your home and making a cash offer entails absolutely no obligation on your part. We’re more than happy to visit your house, answer your questions, and make an offer. There’s no obligation. You’re free to either accept or decline the offer.

Who is 'Jan Offers Cash?'

Jan Offers Cash is part of KA Housing & Development LLC, based in Houston, Texas. We are a group of real estate investors who realized that they could benefit from uniting together under a common brand. Originally started out in Flipping Real Estate, we quickly realized we can help those in distress in order to move onward to their next chapter.

We have never re-negotiated a contract from which we have committed to. With over 15+ years of collective experience in real estate investing, we’re a people driven, solution providing group buying houses for cash.

KA Housing & Development LLC is the premiere name in real estate, operating by the highest systems and standards in the industry. We’re proud to be serving our communities by educating them on their options and providing simple, straightforward solutions.

Is KA Housing & Development LLC a reputable company?

We have a collective experience of 15+ years in real estate investing, and homeowners across America have trusted us to work with their unique situations and buy their homes quickly and as promised.

We have experience in helping distress home owners, property management, construction, and also

How can I sell my house quickly?

Just call us at (281-519-2040) or use our online form. Your local Jan Offers Cash representative will set up an appointment to meet you and see your house. Often, you’ll receive a cash offer on the spot, and we can close in as few as two weeks.

How do I sell my house fast in a slow market?

In all market conditions, Jan Offers Cash is constantly looking for houses to buy. We’re the buyers you can trust to make you a fair offer and close fast.

What should I fix before I sell my house?

Nothing, if you’re selling to Jan Offers Cash. We can buy your house just the way it is, so you won’t have to repair anything or even sweep the floor.

What is the fastest way to sell a house for cash?

Once you accept our firm cash offer, we can close in as few as three weeks. How’s that for fast?!

How long does it take to get money after selling a house?

Unlike other methods and buyers, Jan Offers Cash is simple process can get cash in your hands as fast as three weeks from when you accept our firm cash offer.

Can you sell your house if you’re behind in payments?

Since Jan Offers Cash can close in as few as three weeks, we could have your cash in hand even before you miss another payment and help you avoid foreclosure altogether.

Can you sell a house in pre-foreclosure?

Each situation is unique, and Jan Offers Cash works with each homeowner individually to help provide solutions. We have experience with just about anything you might encounter. Let’s talk about what you’re up against and make a plan to help you avoid foreclosure.

Can I sell an inherited house?

If you’ve inherited a house, you’re entitled to do whatever you like with it, including selling it. We can help with your inherited house and have more information for you here.

Can you answer more of my questions?

Of course! We’re always happy to answer any questions you might have about Jan Offers Cash. Just send us your question online or call us at 281-519-2040 to speak with us personally.

Sell Your House Today


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What To Do if Your House Is In Foreclosure

November 28, 20235 min read

Navigating Foreclosure: A Compassionate Approach for Homeowners

Facing the prospect of foreclosure can be an overwhelming and distressing experience for any homeowner. The fear of losing your home and the uncertainty of the future can cause significant stress and anxiety. However, as a wholesale real estate investor, we understand the unique challenges you may be facing and want to assure you that there are steps you can take to navigate this challenging situation. In this article, we will delve into what foreclosure is, ways to avoid it, the foreclosure timeline, and various options available to homeowners facing this difficult circumstance.

Understanding Foreclosure: A Legal Process

Foreclosure is a legal process initiated by a lender to take possession of a property due to the homeowner's inability to make monthly mortgage payments. When financial difficulties lead to missed payments, the lender has the right to begin foreclosure proceedings, ultimately resulting in the sale of the home to settle the outstanding debt. This intricate legal process varies by jurisdiction and involves court filings, notices, and auctions, all aimed at resolving the delinquent mortgage issue.

Preventing Foreclosure: A Proactive Approach

Lady holding her ear close so she can prevent herself from listening to bad news

Preventing foreclosure is key, and taking proactive steps can spare you from distressing consequences. Here are strategies to help you prevent foreclosure:

  1. Open Communication with Your Lender: If financial challenges are making it difficult to meet your monthly payments, reaching out to your lender is crucial. Honest communication can lead to options like loan modification, forbearance, or alternatives that can help you avoid foreclosure.

  2. Budgeting for Stability: Evaluate your income and expenses to create a realistic budget. Identifying areas to cut back on spending can free up funds to allocate toward your monthly mortgage payments.

  3. Seeking Financial Counseling: Non-profit organizations such as the National Foundation for Credit Counseling (NFCC) and the Department of Housing and Urban Development (HUD) offer free or low-cost financial counseling services. Housing counselor experts can guide you through managing finances and exploring foreclosure assistance options. For more information on financial counseling services, you can visit the NFCC website at NFCC and the HUD website at HUD.

  4. Exploring Government Assistance Programs: Government programs like the Home Affordable Modification Program (HAMP) aim to assist homeowners facing foreclosure. These programs can provide eligible homeowners with loan modifications to make mortgage payments more affordable.

The Foreclosure Process Timeline: Navigating Each Stage

Understanding the foreclosure timeline is crucial. The process can vary, but here's a general overview:

Missed Payments: Upon missing a mortgage payment, you'll receive a notice detailing the overdue amount. This notice serves as a call to action to rectify the missed payment promptly.

Notice of Default: After several missed payments, a Notice of Default (NOD) is issued, signaling the initiation of formal foreclosure proceedings. This document outlines the specific amount owed, the deadline for rectifying the default, and the potential consequences.

Pre-foreclosure Period: This period, following the NOD, provides an opportunity to resolve the default and prevent foreclosure. Proactive communication with your lender during this time is crucial, demonstrating your commitment to fulfilling mortgage obligations.

Auction or Sale: If the default remains unresolved, the lender proceeds with the foreclosure auction or sale, marking the culmination of the process.

Why Choose Jan Offers Cash - Houston's Trusted Home Buyer?

  1. Zero Fees

  2. Quick Closing or Your Preferred Date

  3. Guaranteed Offer

  4. No Repairs Required, We Buy As Is

  5. Less Hassles! Call Now (281) 519-2040 or Send Text

Options for Homeowners Facing Foreclosure

Women who has options to choose what path to take during foreclosure

When facing foreclosure, being aware of available options is essential. Consider these potential courses of action:

Apply for a Loan Modification: A loan modification involves renegotiating mortgage terms to make payments more affordable. Eligibility criteria and application processes may vary, so gather necessary documentation and submit a comprehensive application demonstrating financial hardship.

Request a Forbearance: Forbearance allows temporarily suspending or reducing mortgage payments for a specified period. It's a viable option for short-term financial hardships, requiring documentation of your financial situation.

Filing for Bankruptcy: Bankruptcy can provide temporary relief. Chapter 13 allows restructuring debts and establishing a repayment plan, while Chapter 7 may involve liquidating assets to repay debts.

Sign a Deed in Lieu of Foreclosure: Voluntarily transferring ownership to the lender can satisfy the debt, stopping foreclosure and mitigating negative credit impact.

Selling the House: Selling before foreclosure can pay off mortgage debt. Consider working with a real estate agent or a home buying company like TX Cash Home Buyers for fast, hassle-free solutions.

Conclusion: Navigating Foreclosure with Compassion

If your house is in the foreclosure process, taking immediate action is essential. By understanding the process, seeking professional advice, and considering alternatives like loan modifications or selling the property, you can navigate this challenging time and work towards a brighter financial future. Remember, you are not alone, and resources and professionals are ready to assist you.


Can A Person Recover From Foreclosure?
Yes, with time and effort, you can rebuild financial stability and creditworthiness by improving financial habits.

Can I Keep the Profits From A Foreclosure Sale?
Excess funds after a foreclosure sale may be returned to you, but specifics vary by state laws and mortgage agreement terms.

Do I Owe Money If The House Sells For Less Than I Owe?
You may be responsible for the remaining balance, known as a deficiency judgment. Laws regarding deficiency judgments vary, so consult with a legal professional.

What Does A Foreclosure Defense Attorney Do For You?
A foreclosure defense attorney assists in navigating the legal process, providing advice on defenses, negotiating with lenders, and representing you in court if necessary.

Can You Stop The Foreclosure By Paying The Past Due Mortgage Payments?
In many cases, paying the past due amount before specific deadlines can stop foreclosure. Act quickly, as lenders often have specific procedures for accepting late payments.

Do I Owe Property Taxes When My House Is In Foreclosure?
Property taxes are typically still owed during foreclosure. Consult with a tax professional or attorney to understand your responsibilities.

Disclaimer: The information provided in this article is for general informational purposes only and should not be considered legal advice. Every foreclosure case is unique, and laws and procedures may vary by jurisdiction. If you are facing foreclosure or require legal assistance, consult with a qualified attorney for personalized advice based on your specific circumstances.

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JAN OFFERS CASH Logo, established 2023, featuring stylized black line art of a simplified roofline of a house, symbolizing the company's direct and efficient cash offers for real estate in Houston Texas


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Phone: (281) 519-2040